Fraud prevention
Combine partner-delivered pre-authorization screening and authentication with post-authorization alerts and merchant operations that can help reduce avoidable loss.
Service responsibility
Reach Global Finance operates as an ISO/reseller and coordinates access to capabilities delivered by independent processors, acquirers and technology providers. Reach Global Finance is not the licensed processor or acquirer. Final responsibilities and services are established in the applicable provider and merchant agreements. Fraud controls can help reduce risk but do not eliminate fraud, disputes or financial loss.
Fraud architecture
Fraud operations span the payment attempt, provider decision, order state, fulfilment and refund response.
Screen → authenticate → authorize → alert → intervene
Provider-supported authentication is coordinated with checkout, failure and support paths.
Authorization and merchant order handling proceed under the approved operating model.
Partner-delivered alerts are matched to the relevant order and fulfilment status.
Teams stop fulfilment where possible, make refund decisions and record intervention outcomes.
Fraud operating model
Authorization decisions are only one part of fraud operations. Confirmed-fraud alerts must reach teams that can inspect orders, stop fulfilment where possible and make timely refund decisions.
Fraud capabilities
The service design links provider-supported controls to owned merchant actions so that alerts become operational decisions rather than isolated notifications.
Use the selected provider risk signals and decision tools to assess payment attempts before authorization.
Coordinate provider-supported authentication with checkout experience and authorization outcomes.
Route post-authorization confirmed-fraud alerts into an owned merchant response queue.
Give operations a defined path to stop fulfilment where possible or issue a rapid refund when appropriate.
Fraud review
A practical review traces signals and alerts through checkout, order management, fulfilment, refunds and reporting.
Document payment attempts, authentication, order states, fulfilment timing and current loss patterns.
OutputExposure mapAssign responsibility for provider controls, manual review, alerts, fulfilment stops and refunds.
OutputResponsibility modelAlign partner-delivered screening, authentication and alerts with merchant systems and teams.
OutputFraud workflowTrack decisions and interventions to identify operating gaps and refine the approved workflow.
OutputOutcome reviewFraud outcomes
The objective is faster, accountable handling that can help reduce exposure without making prevention guarantees.
Pre-authorization controls are tied to checkout, review and customer-support responsibilities.
Confirmed-fraud alerts reach teams that can assess fulfilment and refund options.
Merchant teams can see how decisions and interventions moved through the workflow.
Common questions
No. Reach Global Finance operates as an ISO/reseller and coordinates partner-delivered capabilities. The processor, acquirer and other responsible providers are identified in the applicable proposal and agreements.
No. Screening, authentication and alert workflows can help reduce risk, but no control or provider can eliminate every fraudulent transaction or loss.
The agreed workflow should match the alert to an order, check fulfilment status and route a stop or refund decision to the responsible merchant team.
Yes. The scope connects provider-supported screening and authentication before authorization with confirmed-fraud alerts and merchant action after authorization.
Payments review
Tell us how payments work today, where friction or loss appears and which operating priorities matter. Do not send card data, credentials or sensitive customer records through the public enquiry form.
Book a payments review