Purpose of this website
Reach Global Finance uses this website to explain how a corporate card or merchant payment discussion may begin: with the intended business model, cardholders or business locations, payment and fund flows, systems, controls and operational responsibilities.
The website is informational. It is not an account-opening channel, merchant onboarding portal, cardholder portal, payment instruction service, transaction terminal, regulated disclosure document or confirmation that a programme or service can be provided in a particular market.
Reach Global Finance's role
Nothing on this website states or should be read as stating that Reach Global Finance is a bank, card issuer, merchant acquirer, payment processor, payment institution, electronic money institution, card scheme or regulator. Website language about discovery, design or coordination does not transfer a regulated or operational responsibility to Reach Global Finance.
A card image, terminal or gateway reference, product description or reference to a programme is illustrative and does not establish an issuing or acquiring relationship, licence, regulatory permission, card-scheme affiliation, certification or right to receive a financial service.
Responsible programme entities
If an enquiry progresses, the proposal and service documents identify the legal entities responsible for the services involved. Read those documents carefully before accepting a service, allowing a user to receive a card or directing transactions through a payment service.
- The entity that issues a card or provides an account or payment service.
- The entities that provide merchant acquiring, payment processing, ACH or bank-payment services, gateways, terminals or related integrations, where applicable.
- The entity responsible for holding or safeguarding funds, where applicable.
- The entities responsible for onboarding, due diligence, transaction processing, security controls, customer support, disputes, chargebacks and complaints.
- The terms, privacy notices, fee schedules and usage rules that apply to the business, merchant locations and card users.
Eligibility, due diligence and approval
No statement on this website is an approval or promise of approval. A proposed programme remains subject to review by the entities responsible for commercial, operational, risk and regulatory decisions.
- Business identity, ownership and control checks.
- Assessment of intended users or locations, countries, sectors, funding sources, payment channels and expected transaction activity.
- Anti-money-laundering, sanctions, fraud, card-scheme and other required checks.
- Agreement of programme responsibilities, pricing, implementation requirements and final legal terms.
Cards, merchant services, accounts and funds
Card issuance, account provision, merchant acquiring, payment processing, ACH or bank-payment services, gateway or terminal services and any holding or safeguarding of funds are performed only by the entities identified for an approved arrangement. The applicable documents explain how transactions and funds are handled, how activity is authorised and what protections or limitations apply.
Do not send funds, card details, bank details, merchant identifiers, security credentials or payment instructions to Reach Global Finance merely because you have viewed this website or received an unverified message referring to it. Use only the verified channels and instructions stated in the relevant service documents.
Product and geographic availability
The word global in the brand name is not a promise that a service is available in every country. Availability depends on the proposed business model, cardholders or business locations, payment channels, provider coverage, applicable rules and approval.
Currencies, funding or settlement methods, merchant categories, acceptance channels, transaction types, spending limits, fees, foreign-exchange treatment, card or terminal format, integrations and support arrangements may differ between programmes and services. Only the final service documents are authoritative. If they conflict with general website content, the service documents prevail.
No professional advice or performance promise
Website content is not financial, investment, legal, tax, accounting, security or regulatory advice and does not assess whether a programme or payment service is suitable for a particular organisation. Businesses should obtain independent advice where appropriate.
Examples of controls, workflows or outcomes describe possible design considerations. They are not a promise of approval, merchant acceptance, cost savings, uninterrupted service, fraud prevention, chargeback outcomes, regulatory treatment or future performance.
Questions and complaints
For a general question before a programme or service relationship exists, email hello@reachglobalfinance.com. We can clarify website content or direct a service-specific question to the appropriate participant.
For an active programme or payment service, use the contact and complaints information in the applicable documents. Those documents identify the entity responsible for handling a service complaint and any escalation route or external redress process that applies.