Discover the operating model
We document the company, participating entities, intended users, use case, markets and proposed movement of funds.
OutputA shared discovery brief
The programme path
From business model to programme blueprint.
A clear process to determine what is needed, what may be feasible and what must be approved.
Programme path
Move from discovery to a controlled launch decision.
Each stage turns business context into a clearer scope, responsibility model and implementation plan.
- 01 / Discover
Operating model brief
- Entities and participants
- Use cases and markets
- Proposed movement of funds
- 02 / Design
Programme blueprint
- Funding and decision roles
- Control and reporting needs
- Exceptions and governance
- 03A / Review
Feasibility assessment
Eligibility, due diligence, risk, technical and commercial dependencies are considered.
- 03B / Plan
Implementation scope
Onboarding, configuration and acceptance activity are planned only after approval.
- 04 / Readiness
Responsible parties
Programme, provider and business owners confirm launch criteria and support responsibilities.
- 05 / Output
Controlled launch path
Decisions, documentation and open dependencies remain visible before availability.
Five clear stages
Define before you configure.
Every programme depends on the business, intended use, jurisdictions and approved service providers. The work starts by making those dependencies explicit.
Design the programme structure
Requirements are translated into funding roles, responsibilities, desired controls, reporting needs and exception paths.
OutputA proposed programme blueprint
Review feasibility
The proposed programme is assessed for eligibility, due diligence, risk, technical and commercial feasibility.
OutputA documented scope decision
Plan implementation
Once the approach is approved and agreed, onboarding, configuration, responsibilities and acceptance activities are planned.
OutputAn implementation plan
Prepare for launch
Launch criteria, support responsibilities, programme documentation and operational readiness are confirmed before availability.
OutputA controlled launch path
The blueprint
One document, four connected views.
A well-defined programme should make the operating logic understandable to finance, operations and the relevant providers.
01
Participants
Who owns, administers, funds and uses the programme.
02
Purpose
What business activity the cards support and where exceptions sit.
03
Fund flow
How funds enter, move through and leave the proposed structure.
04
Governance
How responsibility, oversight and incident handling are divided.
Prepare for discovery
What to bring to the first conversation.
High-level business information is enough to begin. Do not send personal cardholder data, card numbers, account credentials or sensitive financial information.
01
Business structure
The legal entities, ownership context and business activity relevant to the proposed programme.
02
Intended users
The employee, contractor, participant, site or other cardholder groups involved.
03
Purpose of cards
The business purchases or operating activity the programme is expected to support.
04
Target markets
The countries connected to the business, participants and intended card use.
05
Proposed fund flow
Where programme funds originate, who allocates them and how responsibilities are divided.
06
Programme shape
An estimated number or range of users, expected timeline and important operational constraints.
Questions
Programme basics.
Who provides card issuance and regulated payment services?
The entities responsible for card issuance and any regulated payment services, where applicable, will be identified in the programme documentation provided before onboarding.
Where are programmes available?
Availability is assessed case by case and depends on the business, intended use, participants, jurisdiction and required approvals.
Can a programme be customised?
We assess business requirements and define a proposed programme structure. The final configuration depends on the solution approved for that programme.
How long does launch take?
Timing depends on programme scope, due diligence, technical requirements and approvals. A realistic plan can be set after discovery.
What does it cost?
Commercial terms depend on the approved programme scope and are provided during the proposal process.
Begin with discovery
Bring us the operating model. We’ll help structure the questions.
Tell us how your company operates, who needs to pay or get paid and what the solution should achieve.
Start programme discovery